let
n = a x 10 + b ; First Two-Digit Number
r = c x 10 + d ; Second Two-Digit Number
example
44 x 51 = (4 x 5 x 100 = 2000) + ((4 x 1 + 4 x 5) x 10 = 240) + (4 x 1 = 4) = 2244
52 x 34 = (5 x 3 x 100 = 1500) + ((5 x 4 + 2 x 3) x 10 = 260) + (2 x 4 = 8) = 1768
61 x 72 = (6 x 7 x 100 = 4200) + ((6 x 2 + 1 x 7) x 10 = 190) + (1 x 2 = 2) = 4392
91 x 24 = (9 x 2 x 100 = 1800) + ((9 x 4 + 1 x 2) x 10 = 380) + (1 x 4 = 4) = 2184